Consider the tax consequences of financial decisions before they are implemented. Private Capital Management can provide tax financial advice as part of our Wealth Management service, including advice relating to investment structures, superannuation, gearing and other financial strategies. We coordinate with your accountant or tax agent where specialist tax advice, tax calculations or tax return services are required.
Tax can be an important consideration when deciding how investments are owned, funded and ultimately realised.
At Private Capital Management, tax planning and tax financial advice form part of the broader financial advice process. We can advise on the tax consequences of relevant financial strategies within the scope of our advice before they are implemented, rather than treating tax as a separate consideration after the decision has been made.
This can include considering ownership structures, superannuation contributions, investment gearing, the timing of investment decisions and the interaction between different parts of your financial position.
We can provide tax financial advice within the scope of our Wealth Management service. We do not prepare or lodge tax returns or provide tax agent services. Where specialist tax advice, tax calculations or tax return services are required, we can work with your accountant or tax agent so the financial strategy and tax advice are coordinated.
Consider how the ownership of an investment may affect its tax treatment and how the structure fits within your broader financial and estate planning objectives.
Consider concessional and non concessional contributions, salary sacrifice and other superannuation strategies where appropriate, subject to the applicable rules and limits.
Consider the financial and tax consequences of borrowing to invest in shares, property or other investments, including whether the strategy remains appropriate without relying on the tax benefit.
Consider the timing of contributions, investment realisations and other financial decisions where timing may affect the broader strategy and tax outcome.
Consider relevant financial planning issues associated with investment property, including gearing and the potential role of depreciation information prepared by an appropriately qualified quantity surveyor.
Work with your accountant or tax agent where specialist tax advice, calculations, tax returns or confirmation of tax treatment are required.
Directing part of your salary to superannuation can be appropriate for some clients, subject to contribution caps, eligibility, cash flow needs and the applicable tax and superannuation rules.
Borrowing can increase both gains and losses. We consider the investment case, cash flow, risk and overall strategy as well as any relevant tax consequences.
A negatively geared investment may produce a tax deduction in some circumstances, but the investment should be assessed on its overall merits rather than the tax outcome alone.
For investment property, a depreciation schedule prepared by an appropriately qualified quantity surveyor may identify deductions that can be considered by your accountant or tax agent when preparing your tax return.
Depending on your circumstances, investments may be held personally, jointly or through structures such as trusts, companies or superannuation. The appropriate structure depends on the purpose of the investment, your broader financial strategy and specialist legal and tax advice where required.
Superannuation can provide tax concessions for eligible contributions and investment earnings, subject to the applicable rules and limits. We consider superannuation as part of your broader retirement and Wealth Management strategy.
Private Capital Management is able to provide tax financial advice relating to the financial strategies we recommend as part of our Wealth Management service. Nathan Ide is an ASIC Qualified Tax Relevant Provider.
Our tax financial advice is distinct from tax agent services. We do not prepare or lodge tax returns. Where specialist tax advice, tax calculations or tax agent services are required, we coordinate with your accountant, tax agent or other appropriately qualified professional.
If you already have an accountant, we can work with them directly as part of the advice process. This helps ensure the financial strategy is considered alongside the tax treatment before important decisions are implemented.
No. Private Capital Management can provide tax financial advice relating to the financial strategies being considered as part of our Wealth Management service, but we do not prepare or lodge tax returns or provide tax agent services. We can work directly with your accountant or tax agent where specialist tax advice, calculations or tax return services are required.
Tax treatment should generally be one consideration rather than the reason for making an investment. We assess the investment, expected return, risks, cash flow, timeframe and how it fits within your broader strategy before considering the tax consequences.
Yes, where this falls within the agreed scope of advice. We can consider salary sacrifice and other superannuation contribution strategies in the context of your income, cash flow, contribution limits, retirement objectives and broader financial position.
We can consider the tax consequences of an investment borrowing strategy as part of financial advice, together with the investment case, cash flow and risks. Specialist tax advice or confirmation of deductibility may need to be provided by your accountant or tax agent.
A depreciation schedule is generally prepared by an appropriately qualified quantity surveyor for an investment property. It identifies information that may be relevant to depreciation deductions. Your accountant or tax agent can determine how those deductions apply to your circumstances and tax return.
Yes. We can work directly with your existing accountant or tax agent so the financial advice and specialist tax advice are coordinated. This can be particularly useful when considering investment structures, superannuation, gearing, asset sales or other decisions with tax consequences.
Private Capital Management provides Wealth Management and tax planning advice from Level 26, 1 Bligh Street in the Sydney CBD. We work with clients across Sydney and elsewhere in Australia, with meetings available in person by appointment or by video.
Licensed and Accredited
AFSL 342880
Authorised Representative 1239545
ASIC
Qualified Tax Relevant Provider, Nathan Ide
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